You could always cash out for Paypal - wait until it shows in your account, trnasfer to your checking/savings account and then use the money in your account to pay for your Old Navy pruchase. Personally, I would put the purchase on a credit card that has benefit and use the money in my checking/saving to pay off the credit card. I had always cashed out for a gift card but once I tried Paypal, I'm hooked. I like that I can transfer the money to my savings account and let it earn interest until I have to use it to pay off something.
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