For all you DVC members...
*If* you have a Target RED Card, you can use it to buy Disney Gift Cards at a 5% discount and use the gift cards to pay your maintenance fees!
I just bought 17 $50 gift cards (the largest denomination they sell) and paid $802.50. I saved $42.50!
Now, I have to find out if I can use gift cards towards the principal on our loan...wouldn't that be nice.