I did the Creative Girls Club offer just a minute ago... and after completing it opened up the Simply Beads Kit-of-the-month offer just to take look at that one, and it instantly gave me a confirmation. It had stored my credit card # from the previous offer and auto-signed me up! I probably would have ended up joining anyway, and figure if I receive the beads and want to return them I will do so, but it is a little unnerving to not be asked to confirm before being charged for something you are just looking at. To repeat and clarify... I clicked on the second offer, and the VERY NEXT SCREEN was the confirmation that I had joined the club and my credit card would be charged. Very sneaky!