The 79 points were our leftover 2010 points that we banked, and then we get our 160 points for 2011 in June, so we'll have 239 points available until June 2012 (though I guess we could always bank the 2011 points if they don't get used....). Does that make more sense? Whenever I start thinking about all of this, it boggles my mind I'll send you a pm as well! Thanks!
And thanks so much to everybody with the information and suggestions. I'm sure the more we "play around" with our points, the more comfortable I'll be with it all!
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