If you purchase yourself an email gift cert at MyChoiceGiftCards, you will be charged a one time fee of 1.95, however, when you redeem that cert, you will be charged nothing, so if you purchase a 100.00 cert, you get 3% back, and you only pay the 1.95 charge, just make sure your purchase equals the amount of the cert you buy yourself. This is a really good deal.
