The small stuff REALLY does add up!!! If you can get the daily survey and the OTX, that's 1.55/day. If you can get those 15 days in the month, that's almost $25! I don't think any of my shopping credits have been more than $10 individiually (most are under $5 each), but they also add up well! I really only buy things I need/ want...not just buying things to get the credit. I've turned down many of the bigger offers because I wasn't truly interested in the product or service. But once you get in a rhythm with surveys and offers, you'll see the payoff!!