Cindy-although i did not take advantage of the layaway i did find a good deal on a computer monitor for my dh and saved $12 on it. got him an hp compaq presario 18.5 lcd monitor for under $110 but i did have to pay shipping and also sales tax (the sales tax was something new for me as i have never had to pay sales tax b4 on anything i have ever bought online) so the total sale was less than $125. i think i got a good deal. guess i'll see when i get it. for the info about the layaway - i may check into that at some point in the near future.