That is extremely helpful -- I think I know what the problem is. I have been clearing cookies after each survey and I usually try to do one survey after another. Thus, I guess I have been deleting my own credits -- wow, how silly I have been. Thanks so much for the clarification!

On the freebies, I am still confused. If only 60 percent credit, does that mean that 40 percent of the companies take our personal information, sell it to third parties, and then refuse to pay us for it? I have only responded to freebies with a green light, but I am getting a very small number of freebies which are crediting me (although it has not been two to four weeks yet). However, the companies clearly are giving my email addresses to third parties because I have a HUGE number of emails from the companies listed on the freebie sites.