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I have rented points three times, three different ways 
1 - rented from an SR member, she posted here in the Disney part of the forum that she had points to rent. I sent her a pm and we agreed that I would rent the points and pay the paypal fees (or we might have split them). I gave her the dates I wanted and she called and found out what was available. I paid her via paypal, she gave me the confirmation number. Great experience.
2 - rented from a post on the Dis, the member listed his price per point ($10 in good times, lower if the points need to be used soon or if there is little interest b/c so many points are being rented out). He called the reservation center, got what was available, we did a three way call when he booked the reservation. I paid via paypal, I paid the fees and did it as a buyer/seller transaction to protect myself (the fees are a little higher since it is not a personal money transfer, but I wanted the protection). Great experience.
3 - just rented points in October to use in January (marathon weekend) from a poster over at Mouseowners. He posted his points and I sent him a pm, he called and got what was available. He and I talked on the phone and I gave him my info, he set the reservation up and used my email so I received the confirmation email from DVC before my trip (like one week before) so I could check in online. Again I paid via paypal and paid the fees to protect myself. Again it was a great experience! 
Mouseowners and the Dis have members who look to transfer points too, I would suggest having them pay via paypal. Also you can only transfer points once per year (I think it might be once per use year) so I would keep that in mind too.
There is a huge market for renting and transferring the points, so I bet you can find willing buyers in no time 
HTH

Carrie
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