I've used both...
The sites are great for Disney travelers. Here is the "process" that is used to save money on Disney gift cards.
To end up with $100 in Disney gift cards, here is the "secret"...
1) Go to one of these sites (let's use CardCash since they are a current SR merchant
) and purchase a TARGET gift card with a value of $95. Right now, Target gift cards are selling at a 2% discount through CardCash so that gift card will cost you $93.10.
1a) Use a credit card that pays, say, 1% in rewards/cash back to earn $0.93 back...
1b) Going through SR will earn you another 1.5% rebate, so another $1.40
2) Go to Target.com...make sure you have a Target RedCard (either credit OR debit) set as your default payment method. Add $100 of Disney gift cards to your cart. Follow the checkout procedure until you see your total. It should be $95 because you get the 5% RedCard discount on ALL your purchases, including the Disney gift cards. Then, look for the link that says, "Pay with a gift card" (or something like that). Enter in the gift card number that you bought from CardCash and your order will be paid in full
.
The net result, after your rebates are earned, is that you will get $100 in Disney money and only spend $90.77 of your own money.
Just a heads up...Tricia, I don't know if you can do anything to match this or not, and I'm not trying to diss Sunshine Rewards since you are AWESOME
.. Cardpool IS available at another affiliate site (which I will not mention here) with a 2% rebate. CardPool has Target gift cards at a 4% discount so with those numbers, your net result is $100 in Disney gift cards for $89.09.
When you can purchase Disney gift cards and save 10%, that can amount to a large savings when you are talking about vacations that cost several thousand dollars. I was able to buy the gift cards when they were offered at a bigger discount (6.4%!) and combined it with a now-expired coupon code for further savings. All total, I saved about $150 off of $900 in gift cards. We will be using that for our meals and souvenirs at WDW which adds to any other discounts we already have...DVC, AP and TIW.
I would love to see CardPool, or any other discount gift card site, here on SR. I check Raise and CardCash quite a bit. This is my new addiction and I can't wait to start saving for another Disney trip.
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