We have never found a deal, unfortunately. We have to go in the summer - and during July 4th week because of DH work and the kids' school. Being a family of 5, we stay at Port Orleans, which is our cheapest choice. Since you are a family of 4, you can stay at a value if you do not mind tight quarters (we do not mind it). Also use AAA which saves about 10-15 percent.

My sister is going this year and is going to listen to a time share thing and they, in turn, will be giving them a few nights at a hotel and a couple days worth of Disney tix. Personally, I don't like that idea, but it is something that would only take a couple hours for some free stuff.

If you can go in off peak time, that is the best. But if your kids are in school, that makes it rough. Keep working hard on SR and keep applying for contests for free trips (Mousesavers.com has those listed).

Good luck! If you find a deal, pass it on! Maybe you will get a code in the mail which would save you some $$!