I am so happy, I was doing a survey on credit cards and was very well into it. Then it asked about when I used them last.

I have been telling everyone all week. I'M DEBT FREE! I only used 1 credit card for our Disney trip and the same for a few purchases here. Then I paid it off in full.

I got disqualified because I don't use my credit cards. Dave Ramsey would be so proud of me. I am already.