I am very thankful for these credit card companies who call you and let you know when something is up. 2 years ago when we went to disney. On the way home we we stopped in north carolina to fill up the car (we live in ohio). my credit card was refused!!! Luckily I had a different card with a different bank on me. that one went thru fine. when I got home I had a message on my answering machine and an email stating that my creditcard had been attempted to be used out of state. I told them DUUHHH it was me. I was on vacation. they did give me a statment credit for the inconvience because they put a freeze on my card until I got it cleared up.