We also rented points in January from someone at DISboards and we loved it. We will do it for our January 2009 trip.

*BUT we didn't know the person we rented from and even though I really believed she was honest until we were at SSR checking in I was so afraid that she may have "taken me for a ride." I wish I knew someone personally who owned DVC points to rent from.
---This would be the only reason we ever buy DVC-the unknown of renting. but for us we live on the west coast and flying out to Florida isn't cheap. We can only go every two years and it would take awhile for that to pay off when I can just rent points.

But we were able to stay at a very nice resort in a studio and then a 1 bedroom and it was still cheaper then if we had gotten a moderate.